Did you know?

More people claim on their pet insurance than on any other form of insurance! There have been a number of new companies offering cheaper pet insurance policies in the last year. While the price may seem appealing, many of these new policies come with hidden costs and often do not provide adequate cover.

Policyholders can end up facing unexpected and sometimes huge veterinary bills when they come to make a claim. We would advise you to read leaflets carefully before committing to a policy, as it might not give you and your pet the protection you deserve:

**COVERED FOR LIFE: no limit on how long you can claim;

**TIME LIMIT: make sure your policy does not have a time limit for veterinary claims;

**MAXIMUM BENEFIT: beware of some policies that will only pay up top a specified amount in vet fees for any illness or injury;

**PREMIUM LOADING: check the premium and excess does not increase with a history of claims;

**EXCLUSIONS AT RENEWAL: check that your insurer will not place exclusions at renewal for an illness that has occurred in the previous policy year or refuse renewal altogether;

**COVER FOR OLDER PETS: when your pet is eight years old, some insurers will not renew your policy and others will only renew policies at their discretion;

**EXCLUDED CONDITIONS: Check that your insurer will cover the following conditions if they are first noted after the start of insurance:-congenital and hereditary illnesses, hip related conditions, dental treatment, behavioural problems, diet food used to dissolve bladder stones and crystals in urine (PetPlan does not guarantee to cover the cost of prescription diets, but will consider individual cases).

For more information please speak to us or go to www.petplan.co.uk